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Aetna Public Employees Plan

Contact Information

Toll-Free Phone: 1-800-222-9205
TTY/TDD Phone: 1-800-628-3323
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Benefit Summary

Medical Benefit Coverage

Lifetime maximum

None

Annual deductible

None

Annual out-of-pocket maximum

Enrollee pays $750 per person/$1,500 per family

(Expenses as defined in the Certficate of Coverage do not count toward the out-of-pocket maximum.)

Office and clinic visits

$10 copay per visit

Ambulance services

 

(air)

$100 copay per trip

(ground)

$75 copay per trip

Bariatric Surgery (preauthorization required)

Must be accepted into presurgical program; can only use plan-designated providers.

Covered at same level as for other professional services, inpatient/outpatient hospital services, and tests.

Chemical dependency services (inpatient)
(Maximum payment for all plans is $14,000 per 24 consecutive calendar month period for any combination of inpatient/outpatient treatment)

Enrollee pays inpatient hospital copay; preauthorization required

Chemical dependency services (outpatient)

$10 copay per visit

Diabetic education

$10 copay per visit; limited to 10 visits per year

Diagnostic testing

$10 copay per visit to diagnostic imaging facilities

Covered in full if part of an office visit

Durable medical equipment, supplies, and prostheses

Enrollee pays 20% coinsurance (not subject to annual deductible)

Emergency room (copay waived if admitted directly to hospital)

$75 copay per visit

Hearing

 

(examination)

Covered in full under preventive care benefit; one exam per calendar year

(hardware)

Maximum plan payment of $400 every three calendar years for hearing aid, and rental/repair combined

Home health care

Covered in full

Hospice care (including respite care)

Covered in full; respite care is limited to five days per three-month period

Hospital services

 

(inpatient)

$200 copay per day (maximum $600 per person per calendar year)

(outpatient)

$100 copay for facility fees per surgery or procedure; surgeon, anesthesiologist, etc., covered in full

Massage therapy

$10 copay per visit; up to 16 visits per calendar year

Mental health care

 

(inpatient)

Enrollee pays inpatient hospital copay; preauthorization required

(outpatient)

$10 copay per visit, up to 50 visits per year

Neurodevelopmental therapy (for children ages 6 and younger)

 

(inpatient)

Included in physical, occupational, and speech therapy benefit

(outpatient)

Included in physical, occupational, and speech therapy benefit

Obstetric and well-newborn care

 

(inpatient)

Enrollee pays inpatient hospital copay for mother only

(professional services)

Covered in full after $10 copay for first visit

Organ transplants

 

(inpatient)

Enrollee pays inpatient hospital copay; preauthorization required

(professional)

Covered in full; preauthorization required

No limit on number of donor searches

Physical, occupational, speech, and massage therapies

 

(inpatient)

Does not include massage therapy (see massage therapy benefit)

Includes neurodevelopmental therapy

Enrollee pays inpatient hospital copay; preauthorization required

(outpatient)

$10 copay per visit, up to 60 visits per calendar year

Prescription drugs, insulin, and disposable diabetic supplies

Retail (up to a 30-day supply):

  • Tier 1 (generic and preferred specialty drugs), $10 copay
  • Tier 2 (preferred brand), $25 copay
  • Tier 3* (nonpreferred brand), $40 copay

Mail order (up to a 90-day supply):

  • Tier 1 (generic and preferred specialty drugs), $20 copay
  • Tier 2 (preferred brand), $50 copay
  • Tier 3* (nonpreferred brand), $80 copay

*Multi-source Tier 3 drugs are subject to an ancillary charge—the enrollee pays the Tier 1 copay, plus the difference between the Tier 3 drug and the generic equivalent.

Preventive care

Covered in full, subject to preventive care schedule

Only services listed in the Certificate of Coverage are covered as preventive care.

Radiation and chemotherapy services

$10 copay per visit

Skilled nursing facility care (150 days per benefit period)

Enrollee pays inpatient hospital copay; covered up to 150 days per calendar year

Spinal manipulations

$10 copay per visit, up to 10 visits per year

Temporomandibular joint (TMJ) disorder

Preauthorized surgical treatment only-enrollee pays inpatient or outpatient copay

Non-surgical treatment for TMJ is not covered.

Vision

 

(examinations)

$10 copay per exam; one annual eye exam

(hardware)

$150 maximum plan payment every two calendar years for frames, lenses, contacts, and fitting fees combined