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Kaiser Permanente Classic

Contact Information

Local Phone: 503-813-2000
Toll-Free Phone: 1-800-813-2000
TTY/TDD Phone: 1-800-735-2900
Find a Provider
Visit the Plan's Website

Benefit Summary

Annual Costs 2009 Coverage 2010 Coverage

Annual deductible

None

$0

Annual out-of-pocket maximum

Enrollee pays $750 per person/$1,500 per family

$1,500/person
$3,000/family

Annual prescription drug deductible

Does not apply

Does not apply

Medical Benefits 2009 Coverage 2010 Coverage

Ambulance services

   

(air)

$75 copay per trip

$100/trip

(ground)

$75 copay per trip

$100/trip

Diagnostic tests, laboratory, and X-rays

Covered in full

$10

Durable medical equipment, supplies, and prostheses

Enrollee pays 20% coinsurance

20%

Emergency room (copay waived if admitted)

$75 copay per visit

$75

Hearing

   

(routine annual exam)

$10 copay per exam

$20

(hardware)

$800 maximum plan payment every 36 consecutive months for hearing aid and rental/repair

Enrollee pays any costs above $800, allowed every 36 months for hearing aid and rental/repair combined

Hospital services

   

(inpatient)

$200 copay per day (maximum $600 per person per calendar year for all inpatient services combined)

$200/day ($1,000 max/ admission)

(outpatient)

$100 copay for facility fees per surgery or procedure; surgeon, anesthesiologist, etc., covered in full

$100

Mental health care

   

(outpatient)

$10 copay per visit, up to 50 visits per calendar year

$20

Obstetric care

   

(inpatient)

Enrollee pays inpatient hospital copay for mother only

$200/day ($1000 max/admission)

(outpatient)

Covered in full

Enrollee pays $0

Office visits

$10 copay per visit

$20 primary care; $30 specialty care; $40 urgent care

Physical, occupational, and speech therapy (per-visit cost for 60 visits/year combined)

Inpatient
Includes massage therapy

Enrollee pays inpatient hospital copay, up to 60 days per year

Outpatient
$10 copay per visit, up to 60 visits per year for all therapies combined

$30

Prescriptions

   

tier 1 (retail pharmacy, 30-day supply)

Formulary generic, all insulin, and all disposable diabetic supplies, $10 copay

$15

tier 2 (retail pharmacy, 30-day supply)

Formulary brand-name drugs, $25 copay

$30

tier 3 (retail pharmacy, 30-day supply)

N/A

N/A

tier 1 (mail order, 90-day supply)

Formulary generic, all insulin, and all disposable diabetic supplies, $20 copay

$30

tier 2 (mail order, 90-day supply)

Formulary brand-name drugs, $50 copay

$60

tier 3 (mail order, 90-day supply)

N/A

N/A

Preventive care

Covered in full

Enrollee pays $0

(See Certificate of Coverage or check with plan for full list of services)

Spinal manipulations (per-visit cost for 10 visits/year)

$10 copay per visit, up to 10 visits per year

$30

Vision care

   

(annual exam)

$10 copay per exam; one eye exam every 12 consecutive months

$20

(glasses and contact lenses)

$150 maximum plan payment once every 2 calendar years for frames, lenses, contacts, and fitting fees combined

Enrollee pays any costs above $150 every 24 months for frames, lenses, contacts, and fitting fees combined.