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Kaiser Permanente Senior Advantage Value

Contact Information

Local Phone: 503-813-2000
Toll-Free Phone: 1-800-813-2000
TTY/TDD Phone: 1-800-735-2900
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Benefit Summary

Medical Benefit Coverage

Lifetime maximum

None

Annual deductible

None

Annual out-of-pocket maximum

$1,000 per person per year

Office and clinic visits

$15 copay per visit

Ambulance services

 

(air)

$75 copay

(ground)

$75 copay

Bariatric Surgery (preauthorization required)

Not covered

Chemical dependency services (inpatient)
(Maximum payment for all plans is $14,000 per 24 consecutive calendar month period for any combination of inpatient/outpatient treatment)

Plan pays 100%

Chemical dependency services (outpatient)

$15 copay per visit

Diabetic education

$15 copay per visit

Diagnostic testing

Plan pays 100%

Durable medical equipment, supplies, and prostheses

Plan pays 100%

Emergency room (copay waived if admitted directly to hospital)

$50 copay per visit

Hearing

 

(examination)

$15 copay per exam

(hardware)

Not covered

Home health care

Plan pays 100%

Hospice care (including respite care)

Plan pays 100%

Hospital services

 

(inpatient)

$200 copay per admission

(outpatient)

$50 copay

Massage therapy

Included in physical, occupational, and speech therapy benefit

Mental health care

 

(inpatient)

Subject to inpatient hospital copay

(outpatient)

$15 copay per visit, up to 50 visits per year

Neurodevelopmental therapy (for children ages 6 and younger)

 

(inpatient)

Plan pays 100%

(outpatient)

$15 copay per visit

Obstetric and well-newborn care

 

(inpatient)

Enrollee pays inpatient hospital copay for mother only

(professional services)

Covered in full

Organ transplants

 

(inpatient)

Plan pays 100%

(professional)

Plan pays 100%

Physical, occupational, speech, and massage therapies

 

(inpatient)

Plan pays 100%

(outpatient)

$15 copay per visit

Prescription drugs, insulin, and disposable diabetic supplies

Retail (up to a one-month's supply):

Formulary generic drugs, all insulin, and all disposable diabetic supplies:

Enrollee pays 40% coinsurance to $150 maximum per prescription or refill

Medicare-approved diabetic supplies: same as any other prescriction drug

Formulary brand-name:

Enrollee pays 40% coinsurance to $150 maximum per prescription or refill

Non-formulary

Not covered

Mail order (up to a 90-day supply):

Formulary generic drugs, all insulin, and all disposable diabetic supplies:

Enrollee pays 40% coinsurance to $300 maximum per prescription or refill

Medicare-approved diabetic supplies: same as any other prescriction drug

Formulary brand-name:

Enrollee pays 40% coinsurance to $300 maximum per prescription or refill

Non-formulary

Not covered

Preventive care

$15 copay per visit

Radiation and chemotherapy services

Plan pays 100%

Skilled nursing facility care (150 days per benefit period)

Plan pays 100%; 100 days per benefit period

Spinal manipulations

With primary care provider referral

$15 copay per visit

Self-referred

Not covered

Temporomandibular joint (TMJ) disorder

Subject to applicable copay

Vision

 

(examinations)

$15 copay per exam; no visit limit for routine eye exams

(hardware)

Every two calendar years $150 plan maximum

Hardware after cataract surgery (either lenses and frames, or contact lenses): plan pays 100%

Amount over standard charges not covered