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Kaiser Permanente Senior Advantage Value

Contact Information

Toll-Free Phone: 1-877-221-8221
TTY/TDD Phone: 1-800-735-2900
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Benefit Summary

Annual Costs 2009 Coverage 2010 Coverage

Annual deductible

None

$0

Annual out-of-pocket maximum

$1,000 per person per year

$1,000/person
per year

Annual prescription drug deductible

Does not apply

Does not apply

Medical Benefits 2009 Coverage 2010 Coverage

Ambulance services

   

(air)

$75 copay

$75/trip

(ground)

$75 copay

$75/trip

Diagnostic tests, laboratory, and X-rays

Plan pays 100%

Enrollee pays $0

Durable medical equipment, supplies, and prostheses

Plan pays 100%

Enrollee pays $0

Emergency room (copay waived if admitted)

$50 copay per visit

$50

Hearing

   

(routine annual exam)

$15 copay per exam

$30

(hardware)

Not covered

Enrollee pays full cost

Hospital services

   

(inpatient)

$200 copay per admission

$200 per admission

(outpatient)

$50 copay

$50

Mental health care

   

(outpatient)

$15 copay per visit

$30

Obstetric care

   

(inpatient)

Information unavailable, contact your plan

Information unavailable, contact your plan

(outpatient)

Information unavailable, contact your plan

Information unavailable, contact your plan

Office visits

$15 copay per visit

$30 primary
care; $30
specialty care

Physical, occupational, and speech therapy (per-visit cost for 60 visits/year combined)

Inpatient
Subject to inpatient hospital copay

Outpatient
$15 copay per visit

Enrollee pays $30 (outpatient copay)

Prescriptions

   

tier 1 (retail pharmacy, 30-day supply)

Enrollee pays 40% coinsurance to $150 maximum per prescription or refill

Medicare-approved diabetic supplies: same as any other prescription drug

40% to $150 maximum

tier 2 (retail pharmacy, 30-day supply)

Enrollee pays 40% coinsurance to $150 maximum per prescription or refill

40% to $150 maximum

tier 3 (retail pharmacy, 30-day supply)

Not covered

N/A

tier 1 (mail order, 90-day supply)

Enrollee pays 40% coinsurance to $300 maximum per prescription or refill

Medicare-approved diabetic supplies: same as any other prescription drug

40% to $300 maximum maintenance Rx;
40% to $450 non-maintenance Rx

tier 2 (mail order, 90-day supply)

Enrollee pays 40% coinsurance to $300 maximum per prescription or refill

40% to $300 maximum maintenance Rx;
40% to $450 non-maintenance Rx

tier 3 (mail order, 90-day supply)

Not covered unless meets medical necessity criteria

N/A

Preventive care

$15 copay per visit

$30

Spinal manipulations (per-visit cost for 10 visits/year)

$15 copay per visit, up to 10 visits per calendar year

$30

Vision care

   

(annual exam)

$15 copay per exam; no visit limit for routine eye exams

$30

(glasses and contact lenses)

Hardware every 24 months; either lenses and frames, or contact lenses.

$150 plan maximum

Hardware after cataract surgery (either lenses and frames, or contact lenses): Plan pays 100%

Amount over standard charges not covered

Enrollee pays any amount over $150 every 24 months