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Kaiser Permanente Value

Contact Information

Local Phone: 503-813-2000
Toll-Free Phone: 1-800-813-2000
TTY/TDD Phone: 1-800-735-2900
Find a Provider
Visit the Plan's Website

Benefit Summary

Annual Costs 2009 Coverage 2010 Coverage

Annual deductible

Medical Services:
Enrollee pays $100 per person/$300 per family (three or more people)

Annual deductible does not apply to some benefits, including preventive care.

Prescription drugs:
None

$300/person
$900/family

Annual out-of-pocket maximum

Enrollee pays $1,500 per person/$3,000 per family

$2,000/person
$4,000/family

Annual prescription drug deductible

Does not apply

Does not apply

Medical Benefits 2009 Coverage 2010 Coverage

Ambulance services

   

(air)

Enrollee pays 10% coinsurance (not subject to annual deductible)

25%/trip

(ground)

Enrollee pays 10% coinsurance (not subject to annual deductible)

25%/trip

Diagnostic tests, laboratory, and X-rays

Enrollee pays 10% coinsurance

25%

Durable medical equipment, supplies, and prostheses

Enrollee pays 20% coinsurance (not subject to annual deductible)

20%

Emergency room (copay waived if admitted)

$100 copay per visit

$100

Hearing

   

(routine annual exam)

$20 copay per exam

$30

(hardware)

$800 maximum plan payment every 36 consecutive months for hearing aid and rental/repair (not subject to annual deductible)

Enrollee pays any costs above $800, allowed every 36 months for hearing aid and rental/repair combined

Hospital services

   

(inpatient)

Enrollee pays 10% coinsurance

25%

(outpatient)

Enrollee pays 10% coinsurance

25%

Mental health care

   

(outpatient)

$20 copay per visit, up to 50 visits per year (not subject to annual deductible)

$30

Obstetric care

   

(inpatient)

Enrollee pays inpatient hospital copay for mother only

25%

(outpatient)

Covered in full

Enrollee pays $0

Office visits

$20 copay per visit (not subject to annual deductible)

$30 primary care; $40 specialty care; $50 urgent care

Physical, occupational, and speech therapy (per-visit cost for 60 visits/year combined)

Inpatient
Includes massage therapy

Enrollee pays inpatient hospital copay, up to 60 days per year

Outpatient
Includes massage therapy

$20 copay per visit, up to 60 visits per year for all therapies combined (not subject to annual deductible)

 

$40

Prescriptions

   

tier 1 (retail pharmacy, 30-day supply)

Not subject to annual deductible

Formulary generic, all insulin, and all disposable diabetic supplies, $10 copay

$20

tier 2 (retail pharmacy, 30-day supply)

Not subject to annual deductible

Formulary brand-name drugs, $30 copay

$40

tier 3 (retail pharmacy, 30-day supply)

N/A

N/A

tier 1 (mail order, 90-day supply)

Not subject to annual deductible

Formulary generic, all insulin, and all disposable diabetic supplies, $20 copay

$40

tier 2 (mail order, 90-day supply)

Not subject to annual deductible

Formulary brand-name drugs, $60 copay

$80

tier 3 (mail order, 90-day supply)

N/A

N/A

Preventive care

Covered in full (not subject to annual deductible)

Enrollee pays $0

(See Certificate of Coverage or check with plan for full list of services)

Spinal manipulations (per-visit cost for 10 visits/year)

$20 copay per visit, up to 10 visits per year (not subject to annual deductible)

$40

Vision care

   

(annual exam)

$20 copay per exam; one annual eye exam

$30

(glasses and contact lenses)

$150 maximum plan payment every 2 calendar years for frames, lenses, contacts, and fitting fees combined (not subject to annual deductible)

Enrollee pays any costs above $150 every 24 months for frames, lenses, contacts, and fitting fees combined.