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Secure Horizons Classic

Contact Information

Toll-Free Phone: Current Members: 1-800-813-2000 Non-members: 1-800-647-7328
TTY/TDD Phone: Current Members: 1-800-685-8480 Non-members: 1-800-387-1074
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Benefit Summary

Medical Benefit Coverage

Lifetime maximum

None

Annual deductible

None

Annual out-of-pocket maximum

$750 per person per year

Office and clinic visits

$10 copay per visit

Ambulance services

 

(air)

$50 copay

(ground)

$50 copay

Bariatric Surgery (preauthorization required)

Not covered

Chemical dependency services (inpatient)
(Maximum payment for all plans is $14,000 per 24 consecutive calendar month period for any combination of inpatient/outpatient treatment)

Subject to inpatient hospital copay

Chemical dependency services (outpatient)

$10 copay per visit

Diabetic education

$10 copay per visit

Diagnostic testing

Plan pays 100%

Durable medical equipment, supplies, and prostheses

Plan pays 100%

Emergency room (copay waived if admitted directly to hospital)

$50 copay per visit

Hearing

 

(examination)

$10 copay per exam

(hardware)

Plan maximum of $300 every 36 months

Home health care

Plan pays 100%

Hospice care (including respite care)

Plan pays 100%

Hospital services

 

(inpatient)

$150 copay per day; maximum $600 per person per year

(outpatient)

Plan pays 100%

Massage therapy

Included in physical, occupational, and speech therapy benefit

Mental health care

 

(inpatient)

Subject to inpatient hospital copay

(outpatient)

$10 copay per visit, up to 50 visits per year

Neurodevelopmental therapy (for children ages 6 and younger)

 

(inpatient)

Subject to inpatient hospital copay

(outpatient)

$10 copay per visit

Obstetric and well-newborn care

 

(inpatient)

Enrollee pays inpatient hospital copay for mother only

(professional services)

Covered in full

Organ transplants

 

(inpatient)

Subject to inpatient hospital copay

(professional)

Plan pays 100%

Physical, occupational, speech, and massage therapies

 

(inpatient)

Subject to inpatient hospital copay

(outpatient)

$10 copay per visit

Prescription drugs, insulin, and disposable diabetic supplies

Retail (up to a one-month supply):

Formulary generic drugs, all insulin, and all disposable diabetic supplies:

$10 copay per prescription or refill

Medicare-approved diabetic supplies: plan pays 100%

Formulary brand-name:

$25 copay per prescription or refill

Non-formulary

$40 copay per prescription or refill

Mail order (up to a 90-day supply):

Formulary generic drugs, all insulin, and all disposable diabetic supplies:

$20 copay per prescription or refill

Medicare-approved diabetic supplies: plan pays 100%

Formulary brand-name:

$50 copay per prescription or refill

Non-formulary

$80 copay per prescription or refill

Preventive care

Plan pays 100%

Radiation and chemotherapy services

Plan pays 100%

Skilled nursing facility care (150 days per benefit period)

Subject to inpatient hospital copay

Spinal manipulations

With primary care provider referral

$10 copay per visit

Self-referred

$10 copay per visit, up to 10 visits per calendar year

Temporomandibular joint (TMJ) disorder

Subject to applicable copay

Vision

 

(examinations)

$10 copay per exam

(hardware)

Lenses: Plan pays 100% every 12 months

Frames: $150 plan maximum

Contact lenses (in lieu of lenses and frames): $150 plan maximum every 12 months