Contact Information
Employees
Local Phone: 425-670-3000
Toll-Free Phone: 1-800-762-6004
TTY/TDD Phone: 1-888-923-5622
Find a Provider
Visit the Plan's Website
Retirees
Local Phone: 425-686-1350
Toll-Free Phone: 1-800-352-3968
TTY/TDD Phone: 1-888-923-5622 or 360-923-2701
Find a Provider
Visit the Plan's Website
Benefit Summary
| Medical Benefit | 2008 Coverage | 2009 Coverage |
|---|---|---|
|
Lifetime maximum |
None |
None |
|
Annual deductible |
Medical services: Enrollee pays $200 per person/$600 per family (three or more people) Annual deductible does not apply to some benefits Brand-name prescription drug deductible: Applies to Tier 2 and Tier 3 drugs only; enrollee pays $100 per person/$300 per family (three or more people) |
Medical Services: Enrollee pays $200 per person/$600 per family (three or more people) Annual deductible does not apply to some benefits, including preventive care. Brand-name prescription drug deductible: Applies to Tier 2 and Tier 3 drugs only; enrollee pays $100 per person/$300 per family (three or more people) |
|
Annual out-of-pocket maximum |
Enrollee pays $1,500 per person/$3,000 per family (Expenses as defined in the Certficate of Coverage do not count toward the out-of-pocket maximum.) |
Enrollee pays $1,500 per person/$3,000 per family |
|
Office and clinic visits |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Ambulance services (air) |
Enrollee pays 20% coinsurance |
Enrollee pays 20% coinsurance |
|
Ambulance services (ground) |
Enrollee pays 20% coinsurance |
Enrollee pays 20% coinsurance |
|
Chemical dependency services (inpatient) |
Facility: Enrollee pays inpatient hospital copay Professional services: Enrollee pays 10% coinsurance |
Maximum payment for all plans is $14,500 per 24 consecutive calendar month period for any combination of inpatient/outpatient treatment
|
|
Chemical dependency services (outpatient) |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Diabetic education |
Enrollee pays 10% coinsurance; up to 10 hours per calendar year (see Certificate of Coverage for details). |
Enrollee pays 10% coinsurance; up to 10 hours per calendar year (see Certificate of Coverage for details) |
|
Diagnostic tests, laboratory, and X-rays |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Durable medical equipment, supplies, and prostheses |
Enrollee pays 10% coinsurance;; preauthorization required for equipment rentals beyond three months and rentals or purchases of more than $1,000 |
Enrollee pays 10% coinsurance |
|
Emergency room (copay waived if admitted directly to hospital) |
$75 copay per visit, then enrollee pays 10% coinsurance for physician and other professional provider fees |
$75 copay per visit, then enrollee pays 10% coinsurance for physician and other professional provider fees |
|
Hearing (examination) |
Hearing exam covered in full under preventive care benefit; one exam per calendar year |
Covered in full under preventive care benefit; one exam per calendar year |
|
Hearing (hardware) |
Maximum plan payment of $400 every three calendar years for hearing aid and rental/repair combined |
$800 maxiumum plan payment every three calendar years for hearing aid, and rental/repair combined |
|
Home health care |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Hospice care (including respite care) |
If preapproved by plan, covered in full $5,000 lifetime maximum plan payment for respite care |
Covered in full; $5,000 lifetime maximum plan payment for respite care |
|
Hospital services (inpatient) |
$200 copay per day (maximum $600 per person per calendar year), plus 10% coinsurance for professional services |
$200 copay per day (maximum $600 per person per calendar year), plus 10% coinsurance for professional services |
|
Hospital services (outpatient) |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Massage therapy |
Enrollee pays 10% coinsurance, up to 16 visits per calendar year |
Enrollee pays 10% coinsurance, up to 16 visits per calendar year |
|
Mental health care (inpatient) |
Facility: Enrollee pays inpatient hospital copay; preauthorization required Professional services: Enrollee pays 10% coinsurance per visit, up to 50 visits per year |
|
|
Mental health care (outpatient) |
Enrollee pays 10% coinsurance per visit, up to 50 visits per year |
Enrollee pays 10% coinsurance per visit, up to 50 visits per year |
|
Physical, occupational, speech, and massage therapies (inpatient) |
Does not include massage therapy (see massage therapy benefit) Includes neurodevelopmental therapy Enrollee pays inpatient hospital copay; preauthorization required |
Does not include massage therapy (see massage therapy benefit) Includes neurodevelopmental therapy Enrollee pays inpatient hospital copay |
|
Physical, occupational, speech, and massage therapies (outpatient) |
Does not include massage therapy (see massage therapy benefit) Includes neurodevelopmental therapy Enrollee pays 10%, coinsurance per visit, up to 60 visits per calendar year |
Does not include massage therapy (see massage therapy benefit) Includes neurodevelopmental therapy Enrollee pays 10% coinsurance per visit, up to 60 visits per calendar year |
|
Prescription drugs, insulin, and disposable diabetic supplies |
Up to a 90-day supply (annual prescription-drug deductible applies only to Tier 2 and Tier 3 drugs)
Mail order:
*Multi-source Tier 3 drugs are subject to an ancillary charge—the enrollee pays the Tier 1 copay, plus the difference between the Tier 3 drug and the generic equivalent |
Up to a 90-day supply for both retail and mail order (annual prescription-drug deductible applies only to Tier 2 and Tier 3 drugs) Retail Tier 1, (generic): 10% coinsurance Note: Tier 1 and 2 drugs purchased through a network retail pharmacy have a prescription cost-limit of $75 per 30-day supply. Mail order Tier 1, $10 copay *Enrollees pay more for Tier 3 drugs that have a generic equivalent. The plan pays as if the enrollee purchased the generic; the enrollee pays the rest. |
|
Preventive care |
Covered in full, subject to preventive care schedule (not subject to annual medical deductible) Only services listed in the Certificate of Coverage are covered as preventive care. |
Covered in full (not subject to annual medical deductible) |
|
Radiation and chemotherapy services |
Enrollee pays 10% coinsurance |
Enrollee pays 10% coinsurance |
|
Skilled nursing facility care (150 days per benefit period) |
Enrollee pays inpatient hospital copay; covered up to 150 days per calendar year Medicare retirees: The first 100 days covered by Medicare count toward your 150-day limit under UMP. |
Enrollee pays inpatient hospital copay |
|
Spinal manipulations |
Enrollee pays 10% coinsurance, up to 10 visits per year |
Enrollee pays 10% coinsurance, up to 10 visits per year |
|
Vision (examinations) |
Enrollee pays 10%; coinsurance; one annual eye exam (not subject to annual medical deductible) |
Enrollee pays 10% coinsurance; one annual eye exam (not subject to annual medical deductible) |
|
Vision (hardware) |
$150 maximum plan payment every two calendar years for frames, lenses, contacts, and fitting fees combined (not subject to annual medical deductible) |
$150 maximum plan payment every two calendar years for frames, lenses, contacts, and fitting fees combined (not subject to annual medical deductible) |


